The Calculator Gave You an Estimate. Let's Check Your Real Number.
A DSR calculator works on salary and commitments alone. Banks also look at your CCRIS history, employment record, and the specific project you're buying. Upload your payslip below — we'll review your actual situation and call you within 24 hours. Free, no pressure, no obligation to buy anything.
What Happens After You Submit
You upload your payslip (3 months) and fill in basic details
Takes less than 2 minutes. PDF, JPG, or PNG accepted.
We review your DSR, income pattern, and employment type
We check which banks and schemes — LPPSA, MyDeposit, standard loan — fit your profile.
We call you within 24 hours with an honest assessment
If you qualify, we'll suggest Kedah projects that fit your real budget. If not yet, we'll tell you what to fix first.
Submit Your Details
Your documents are stored securely and used only to assess your eligibility. We do not share them with any third party.
Common Questions Before You Submit
Is this really free?
Yes. There is no fee to check your eligibility. We earn a referral fee from developers only if you proceed to book a property — and only if you choose to.
What if my CCRIS isn't perfect?
That's exactly why this check matters. A calculator can't see your CCRIS. We can — and we'll tell you honestly whether it's an issue and what to do about it before you apply.
What if I'm not eligible yet?
We'll tell you plainly. Then we'll explain what's holding you back — PTPTN status, DSR too tight, CCRIS record — and what realistic steps would get you approved in 6–12 months.
Is my payslip safe?
Documents are stored securely in our CRM system. They are viewed only by our team to assess your eligibility and are not shared with any bank or third party without your consent.
Not ready to submit yet?
Prefer to just talk it through first?
No forms, no uploads — just WhatsApp us your salary and we'll give you a rough read in 5 minutes. There is no such thing as a question too basic.